Can I Achieve My Desired Long-Term Wealth in the Stock Market?
Fact: The S & P 500’s performance has reached the same plateau 3 times in the last 15 years. This hasn’t happened in over 50 years. If you invested in the year 2000 and left it there, you’d have earned little to no return on investment.
Will a Pension Plan be Sufficient to Sustain Me?
Fact: Less than 25% of private employers offer a traditional fully-funded, defined benefit plan to new employees. Unless you’ve worked for the same employer for more than 25 years, you likely won’t have a guaranteed pension.
Will I Receive Social Security Benefits When I Retire?
Fact: The Social Security Administration’s annual receipts from taxpayers are less than its payments. This is unsustainable for the fund to survive and pay full benefits to recipients. Americans cannot rely on this as part of their retirement strategy.